![]() Theres an automated phone system or you can opt to speak to. To learn more about the difference between a security freeze and a credit report lock, click here. A credit freeze allows an individual to control how a consumer reporting agency is able to sell personal financial identity data. You can place a credit freeze with TransUnion online, or over the phone by calling 1-88. If you want to stop your credit file from being viewed, you need to freeze it with Equifax. Think of it as an extra layer of security for your credit report. It's free and won't affect your credit score. To place, temporarily lift or permanently remove a security freeze on your Experian or TransUnion credit reports, please contact them directly. Freeze your credit through the TransUnion Service Center. You can request a credit freeze at all three of the major credit bureaus (Equifax, Experian, and TransUnion) online, over the phone, or by mail. Credit freezing may help prevent identity thieves from opening new accounts in your name. After we receive the request and verify your identity, you will receive confirmation. Freezing your credit blocks unauthorized access to your credit file. Some states either eliminate or discount freeze fees for seniors, minors and other vulnerable consumers if. It assumes the individual who is freezing their reports is between 18 and 61 years old. Read more about acceptable documents here. This data was obtained online from the national credit bureaus-Experian, Equifax and TransUnion-in September 2017. If you are requesting to temporarily lift or permanently remove a security freeze via mail, you'll need to provide documents to validate your identity and address. Please download this form for instructions and mailing address. You can check the status of your security freeze through your myEquifax account as well. You'll also have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity verification. You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways. You'll be required to give certain information to verify your identity. ![]() Online, by creating a myEquifax account.You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways. Placing, lifting and removing a security freeze is free. ![]()
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